Having your finances sorted is one of the primary things as a student. This is where savings accounts for students comes to the picture, which, ideally, lets both international and resident student to manage their finance easily. This is your formal official piggy bank that becomes a store box of financial aid, loan amount, interest earned, and all forms of rewards and stipends. As a student, you would need to have a savings account for basic transactions, money transfers and deposits without the hassle of paying huge fees to maintain a minimum balance. Also, as a student, you must have easy accessibility to the bank account and ATMs to use and operate. Additionally you must have access to debit card to avoid the hassle of having a credit card. Now that you want to open a savings account, do check with the university or college office to find the banks that have a long term working relationship. In case of international students, this process will sort out your preferred bank and the branch close to your premises. In a way you get to do your homework by understanding the interest rates different banks offer, overdraft protection services, time to clear a cheque and other important matters.

It is a misconception that saving food money on food requires you to eliminate healthy and delicious food items from your diet. You can easily save money on food while also consuming healthy and tasty food. Listed below are some of the most useful tips for you to follow if you want to save money: Grow your own vegetables Although the bagged salad mixes are quite tasty and convenient, it is important to understand that they are also expensive. Lettuce, for example, is quite pricey, and a good way to save money on food is to grow it in your garden. This way, you can cut down on your expenses while also ensuring that you eat organic and fresh salads. Also, gardening and growing your own vegetables also helps you be physically active, ensuring optimal health. Lettuce is known for its health benefits, and it also makes salads delicious. You can grow lettuce at home as it sprouts easily, and you can harvest the outer leaves while the inner ones continue to grow. Be wise while purchasing chicken Chicken is a part of the regular diet of many people as it is low in fat and calories and is also a major source of protein.

Liquid assets are those assets that can be converted to cash quickly while having the ability to retain its market value. These assets are termed as liquid as they have the ability to flow freely with ease like water. Liquidity is considered as a scale whereby an asset can be adjudged on whether it is highly liquid or not. Some assets that are considered to be liquid are – Cash in hand Cash in bank Cash equivalents Accrued income Government bonds Promissory notes Stocks Marketable securities Accounts receivable Certificates of deposit Tax refunds For example, stock markets. The huge number of buyers and sellers in a market helps people with the opportunity of converting the stocks to cash when required, giving the asset a sense of its liquidity. When it comes to ‘cash in hand’, it is already at its most liquid state and any asset that stands close to it, in terms of liquidity, is ‘cash in bank’ due to the relative ease of accessing it. ‘Cash equivalents’ are investments that have short term maturity periods (90 days or less). Marketable securities, mutual funds, and treasuries are some other cash equivalents. Most investments are considered to be liquid as they reap benefits at any given point of time.

People find themselves on the move quite often these days and due to this, furniture rental has become the new buzzword. The rise in modern living has prompted a sharp increase in small homes. City dwellers seldom live in large houses where furniture is passed down from one generation to another. Not only this, but the possibility to have to shift to a place closer to work, or more suited to one’s current condition makes it difficult to furnish a house. All these reasons have made renting furniture one of the most popular choices among people looking to move spaces. More and more brands are concentrating on providing rental facilities to their customers aside from things like furniture for purchase or custom furniture. To know more about the hows and the whys, read the article below. When is it advisable to opt for furniture rental? Furniture rentals are mostly suited for people who are on the move. If you are in a temporary living facility, this can be your perfect solution. If the furniture is your own, you will have to go through the hassle of either moving it yourself or contacting movers, which can be very expensive. Furniture rentals usually come with the option of transportation so you can get what you select moved to your apartment easily.

As tax season approaches, Americans find themselves facing a landscape of changes that could significantly impact their financial planning. With the advent of QuickBooks Tax and the growing prevalence of electronic tax filing, staying informed about the latest tax updates is crucial. Another one to know about is QuickBooks Payroll Business, which is a comprehensive solution designed to streamline and simplify payroll management for businesses. With user-friendly features and robust functionalities, this platform allows businesses to handle payroll processing with ease. QuickBooks Payroll Business enables accurate and timely payment of employees, automatic tax calculations, and seamless integration with accounting systems. From managing employee hours to handling tax forms and filings, QuickBooks Payroll Business ensures compliance and reduces the administrative burden associated with payroll. Whether you’re a small business or a growing enterprise, QuickBooks Payroll Business provides a reliable and efficient payroll solution, allowing businesses to focus on what matters most – their growth and success. In this listicle, we unpack the five most significant tax changes that every American should be aware of to navigate the tax season seamlessly. 1. New tax brackets and rates One of the notable changes in recent tax legislation involves adjustments to tax brackets and rates.